At premium Finance Services we work with our clients to get them in to the best possible financial position they can so they can move forward to a better financial future than would otherwise have been possible.
The starting point is often a budget but it works better if we call it a ‘priority planner’. Instead of it being a negative like most budgets are a ‘priority planner’ gets us to focus on what we have rather than what we are missing. It is a ‘glass half full’ situation. The priority planner focuses us on the reasons we are choosing to spend less and save or pay down debt and be in a financially stronger position.
It is remarkable how many things we can’t afford we could really have if we were prepared to prioritise differently. Let’s say for example that we would like a media room but feel we can’t afford it. If we instead determine we could have the media room but it is not a priority then that puts a whole new spin on things.
Let’s assume we will have the media room but to do so we have to give up some other part of our life with a similar financial cost – say the children’s education or our retirement, maybe just the new car and the family holiday – so we can have what we want but what are our priorities? Perhaps it is not the media room after all.
All of us have limited resources and we forget that as Australians we are so much better off than the vast bulk of the world’s population. Having a ‘priority planner’ rather than a budget and living within our means is a discipline that can help us to give thanks for what we have and to focus on what is most important to us financially. It is so much better to be in control than feeling a victim about all the things we could have if only they were important enough to be a priority.
Premium Finance Services is all about showing our clients how to gain control of their financial position and improve it without worry, without hassle, and without risk. Now that sounds like a great idea doesn’t it?
Tags: Brisbane, Melbourne, Premium Finance, Premiume Finance Services
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